About Accident Reconstruction
When an accident occurs, the people involved are usually so busy living it that they don’t have a chance to note every detail concerning the cause and circumstances of the accident. One of the most common things people say concerning an accident is that it happened so fast. That is where an accident reconstructionist or accident investigator can play a very important role. These professionals carefully investigate the accident itself and the events that led up to it, and then use that information to reconstruct an accurate picture of exactly what happened during the accident and how it was caused.
An "accident" is defined as "an unexpected and undesirable event". Accident reconstruction is a branch of causation forensics which involves determining how and why an accident happened. It is accomplished first by carefully interpreting the clues left by the remaining physical evidence of the accident, then by reconstructing and studying the events proceeding, during, and following the accident.
A peculiarity of this profession is that accident reconstructions are methodically worked backwards time-wise, from the end results back to the beginning sequence of events.
All kinds of accidents are investigated through reconstruction methodology − plane crashes, crane failures, bridge collapses, vehicular collisions, etc.
Reconstructions of traffic collisions typically involve determining the factors that contributed to the cause and severity of the collision, such as excessive speed, poor visibility, a defective tire, the failure of an occupant to wear a safety belt, or the disregard of traffic control devices.
Accident Reconstructionists in the private sector are independent forensic generalists and specialists. Some are retired or moonlighting police officers with special training, and others are technically trained like engineers and physicists who have specialized in related fields and who have the necessary training and experience in accident reconstruction.
AMIS can help you obtain the right insurance.
AMIS offers insurance coverage designed for:
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Coverage (Occurrence)
- Commercial General Liability
- Liability Limits $1,000,000 each Occurrence and $2,000,000 General Aggregate
- Products/Completed Operations
- Personal Injury, Advertising Injury
- Fire Damage Legal Liability
- Employees As Additional Insured
- Independent Contractors-Other Insurance Amendment (A.I.)
- Contractual Broad Form Excluding Sole Negligence
- Assault and Battery
- Errors and Omissions including Limited Financial Matters
- Care, Custody and Control Exclusion Deleted with Sub-Limit of $100,000
- Property Damage Theft Extension (Excluding Employee Dishonesty) with Sub-Limit of $250,000 and Sub-Deductible of $1,000
- Premises Liability
- Medical Payments
- Lost Key Coverage with Sub-Limit of $2,500 and Sub-Deductible of $250
- Coverage for New Businesses and Established Businesses
- Coverage for any size, from One-Person Operation to National Account
Optional Coverage
- Non-Owned/Hired Auto Liability Coverage (Maximum Liability Limits $1,000,000 per Occurrence; Employees must carry $100,000 Liability Limits on Personal Auto)
- Primary Wording Endorsement
- Waiver of Subrogation Endorsement
- Excess to $2,000,000/$3,000,000; $3,000,000/$4,000,000; $4,000,000/$5,000,000; $5,000,000/$5,000,000
- Misc. Property Coverage $50,000 or $100,000 - $500 Deductable
- Workers' Compensation (except Alaska and Hawaii)
- Commercial Auto
- Property
- Inland Marine
Since we are a Surplus Lines Broker we deal directly with the insurance company on your behalf, and we can save you money.
When you want the best − call AMIS!
Our Experience Benefits You
AMIS President and Founder Bill West began his career in the insurance industry in 1965, and shortly thereafter he started a Private Investigation, Insurance Adjusting and Third Party Administration business. In 1990 he put together a professional liability package for Private Investigation companies. Since that time he has worked with only two insurance companies, which has allowed him to provide a stable, quality insurance package.
We normally will issue a quotation within 24 hours. Retail brokers can submit an application for our consideration.
To receive a quotation, please:
- complete the application on your computer
- print and sign it
- fax all materials to our office at:
(760) 471-9378 or (800) 573-8550 (Toll Free)
NOTE: If you would just like a quick quote indication, you can fill out our online quick quote indication form. Let us know your timeframe at the bottom of the form, and we will get right back to you.
| For your privacy protection, DO NOT EMAIL the full application form to us. Please FAX the full application. | Please do not use the Online Form if you DO NOT have an EMAIL address, use the full application form instead. |
If you have a problem viewing the PDF form, make sure you have the Adobe
Reader - Version 7.0 or later.
Additional requirements: Along with the full application, please fax us the Terrorism Form, a signed broker agreement, a copy of your broker license, and a copy of the declaration page of your E & O Insurance policy.
NOTE: The application is not an insurance policy and does not bind any coverage. All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. The quotation does not bind coverage.
QUESTIONS: |
Please call AMIS at (800) 843-8550 or 760-471-7116 |
