Business owners need to protect their assets from unanticipated factors that could put their livelihood at risk. AMIS’s Specialty Insurance Programs offer a wide variety of specialized commercial coverage. Specialty business products are provided through a variety of insurance companies.
The risk that different types of businesses are exposed to varies greatly. A pizza shop does not encounter the same risks that a town bank encounters. Because of this, AMIS provides your agency with an assortment of insurance coverages for those specialty risks.
Programs that are available:
- Alarm Contractors Program
- Arborist Program
- Pool & Spa Program
- Specialized Truck Equipment Program (STEP)
- Business-Oriented Hotel Program
- Fine & Casual Dining Program
- LimoPro Program
- National Ground Water Association (NGWA)
- Orthotic & Prosthetic Program
- Railroad Protector Plan Program
The ACE USA International Advantage Policy is designed especially for those mid size and large businesses that:
- Have employees who travel overseas or are temporarily or permanently stationed in foreign countries.
- Have international operations or sales offices.
- Participate in international exhibitions or trade fairs.
- Export products.
- Have foreign licenses selling their products .
- Sponsor trips, tours or study groups abroad.
- Advertise or sell products or services on the Internet, allowing purchases by people in foreign countries.
The international protection is offered only when The Hartford also writes the domestic account.
Protecting Farmers - A Hartford tradition Since 1916
Because of the importance of animals to a farmer’s livelihood, The Hartford has been insuring livestock since 1916.
From the loss of a mare who was like a member of the family to ensuring safe transit of livestock, The Hartford has helped farmers recover from losses - and stay in business - for more than 80 years.
Focused on Your Business
We believe that the best people to handle your insurance needs are people who know agriculture. That’s why we have staffed our Agricultural Insurance Center with knowledgeable underwriters capable of handling all aspects of an insurance policy.
Since 1916, The Hartford has been there for the livestock community -- whether it’s a fire in Kansas City, a truck wreck in Texas, or a blizzard in Nebraska. Throughout these events and more, The Hartford has met its obligations promptly and helped each operation get back on its feet.
INDUSTRY OVERVIEW: Construction is one of the largest industries in the country, representing 8% of the total economy and a significant opportunity for The Hartford.
The construction industry is divided into three major segments:
- General Building Contractors build residential, industrial or commercial buildings.
- Heavy Construction Contractors build highways, streets, bridges, sewers, tunnels and other projects.
- Special Trade Contractors are engaged in specialized activities such as plumbing, HVAC, painting, paperhanging, electrical, masonry, stone setting, plastering, drywall, interior carpentry, flooring, siding, sheet metal, concrete work or water well drilling.
Standard Construction handles experienced Special Trade Contractors; those where 95% or more of their operations involve low-to-moderate-hazard exposures. Standard Construction writes only Guaranteed Cost rating plans.
Specialty Construction focuses on moderate-to-heavy construction (street & road, steel erection, large commercial GCs) as well as Special Trade Contractors with more than 5% of their operations involving moderate-to-high-hazard exposures (e.g., manufacturing and industrial contractors with millwright & rigging). Specialty Construction writes both guaranteed cost and loss-sensitive rating plans. Submissions with a request for both loss-sensitive and guaranteed cost options are handled by Specialty Construction.
Marine & Bond round our portfolio by offering specialized coverages across the industry.
GEOGRAPHIC CONCERNS (GL)
CA, NV & AZ - Due to the proliferation of construction defect litigation, we do not have an appetite for new or renewal business for contractors engaged in new construction. We can consider service contractors not engaged in actual new construction. A service contractor is any contractor who provides repair and/or various services, but is not involved with new construction. This restriction applies regardless of the extent of new construction work, i.e. even if incidental. IL - Although the Scaffolding Act was repealed in 1995, the subsequent claim activity has been very inconsistent. We believe there is the possibility that the Act could be reinstated, and Illinois continues to be highly litigious state in which to do business. We are not a market for construction business in IL.
The following Hartford brochures are available in Acrobat Reader (PDF) format.
Click on the name of the document to retrieve it.
Application Information - Request a Quote
Please click the buttons to complete the applications for these insurance quotes. If you have any questions, please call or email the person indicated in the contact area for this coverage.
NOTE: All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. THE QUOTE DOES NOT BIND COVERAGE.
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Your AMIS representative is Sean Nowell. Please call him at
(800) 843-8550 or (760) 471-7116, or email us using the link below.
For all Specialty Insurance applications:
Contact: Sean Nowell
AMIS President and Founder Bill West began his career in the insurance industry in 1965, and shortly thereafter he started a Private Investigation, Insurance Adjusting, and Third Party Administration business. In 1990 he assembled a professional liability package for specifically for Private Investigation companies. Since that time AMIS has formed and developed excellent working relationships with our insurance providers, and that allows us to provide stable, quality, and affordable insurance coverage to meet your specific need.