Specialty & Niche Market Insurance: Contractors, Farmers, Livestock, Construction, and more from AMIS

AMIS has the specialized insurance your business needs.

Business owners need to protect their assets from unanticipated factors that could put their livelihood at risk. AMIS’s Specialty Programs offer a wide variety of specialized commercial insurance coverage. Specialty business products are provided through a variety of insurance companies. The risk that different types of businesses are exposed to varies greatly. A pizza shop does not encounter the same risks that a town bank encounters. Because of this, AMIS provides your agency with an assortment of insurance coverages for those specialty risks.

Appetite

Alarm Contractors Program
Arborist Program
Pool & Spa Program
Specialized Truck Equipment Program (STEP)
Business-Oriented Hotel Program
Fine & Casual Dining Program
LimoPro Program
National Ground Water Association (NGWA)
Orthotic & Prosthetic Program
Railroad Protector Plan Program

Appetite

The ACE USA International Advantage Policy is designed especially for those mid size and large businesses that:

Have employees who travel overseas or are temporarily or permanently stationed in foreign countries.
Have international operations or sales offices.
Participate in international exhibitions or trade fairs.
Export products.
Have foreign licenses selling their products .
Sponsor trips, tours or study groups abroad.
Advertise or sell products or services on the Internet, allowing purchases by people in foreign countries.

The international protection is offered only when The Hartford also writes the domestic account.

Protecting Farmers - A Hartford tradition Since 1916

Because of the importance of animals to a farmer’s livelihood, The Hartford has been insuring livestock since 1916.

AMIS and The Hartford can insure your farm

From the loss of a mare who was like a member of the family to ensuring safe transit of livestock, The Hartford has helped farmers recover from losses - and stay in business - for more than 80 years.

Focused on Your Business

We believe that the best people to handle your insurance needs are people who know agriculture. That’s why we have staffed our Agricultural Insurance Center with knowledgeable underwriters capable of handling all aspects of an insurance policy.

Livestock Insurance

Since 1916, The Hartford has been there for the livestock community -- whether it’s a fire in Kansas City, a truck wreck in Texas, or a blizzard in Nebraska. Throughout these events and more, The Hartford has met its obligations promptly and helped each operation get back on its feet.

If It’s Livestock, The Hartford Can Insure It.

Available Nationwide
AMIS is a Nationwide Agency

To receive a quotation, please:

complete the application on your computer
print and sign it
fax all materials to our office at:
(760) 471-9378 or (800) 573-8550 (Toll Free)

Note: Please use the applications to get a quote. Only use the Contractor questionnaire when directed by someone at AMIS.

General Liability/Property Full Application (PDF)	Misc Professional Liability Full Application (PDF)
Contractor Questionnaire (.doc)

To protect your privacy, please do not email the PDF forms to us. If you have a problem viewing the PDF forms, make sure you have the Adobe Reader - Version 7.0 or later.

Additional requirements: Along with the application, please fax us a three (3) year loss history from your prior insurance company and your FIN.

NOTE: The application is not an insurance policy and does not bind any coverage. All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. The quotation does not bind coverage.

Appetite - Special Trade Contractors

AMIS insures special construction projects.

INDUSTRY OVERVIEW: Construction is one of the largest industries in the country, representing 8% of the total economy and a significant opportunity for The Hartford.

The construction industry is divided into three major segments:

General Building Contractors build residential, industrial or commercial buildings.
Heavy Construction Contractors build highways, streets, bridges, sewers, tunnels and other projects.
Special Trade Contractors are engaged in specialized activities such as plumbing, HVAC, painting, paperhanging, electrical, masonry, stone setting, plastering, drywall, interior carpentry, flooring, siding, sheet metal, concrete work or water well drilling.

Standard Construction handles experienced Special Trade Contractors; those where 95% or more of their operations involve low-to-moderate-hazard exposures. Standard Construction writes only Guaranteed Cost rating plans.

Specialty Construction focuses on moderate-to-heavy construction (street & road, steel erection, large commercial GCs) as well as Special Trade Contractors with more than 5% of their operations involving moderate-to-high-hazard exposures (e.g., manufacturing and industrial contractors with millwright & rigging). Specialty Construction writes both guaranteed cost and loss-sensitive rating plans. Submissions with a request for both loss-sensitive and guaranteed cost options are handled by Specialty Construction.

Marine & Bond round our portfolio by offering specialized coverages across the industry.

GEOGRAPHIC CONCERNS (GL)

CA, NV & AZ - Due to the proliferation of construction defect litigation, we do not have an appetite for new or renewal business for contractors engaged in new construction. We can consider service contractors not engaged in actual new construction. A service contractor is any contractor who provides repair and/or various services, but is not involved with new construction. This restriction applies regardless of the extent of new construction work, i.e. even if incidental. IL - Although the Scaffolding Act was repealed in 1995, the subsequent claim activity has been very inconsistent. We believe there is the possibility that the Act could be reinstated, and Illinois continues to be highly litigious state in which to do business. We are not a market for construction business in IL.