July 28th, 2014

Non-Profit Liability Insurance - Business / Charity / Services

Non Profit and not for Profit insurance coverage

A non-profit organization (abbreviated "NPO", also "non-profit" or "not-for-profit") is a legally constituted organization whose primary objective is to support or to actively engage in activities of public or private interest without any commercial or monetary profit purposes. Non-Profit Organizations are active in a wide range of areas, including the environment, humanitarian aid, animal protection, education, the arts, social issues, charities, early childhood education, health care, politics, religion, research, sports or other endeavors.

In the United States, non-profit organizations are normally formed by incorporating in the state in which they expect to do business. The act of incorporating creates a legal entity enabling the organization to be treated as a corporation under law and to enter into business dealings, form contracts, and property as any other individual or for-profit corporation may do.

Non-profit organizations can have members but many do not. The non profit may also be a trust or association of members. The organization may be controlled by its members who elect a Board of Directors, Board of Governors or Board of Trustees. Non profits may have a delegate structure to allow for the representation of groups or corporations as members. Alternately, it may be a non-membership organization and the board of directors may elect its own successors.

A primary difference between a non-profit and a for-profit corporation is that a non-profit does not issue stock or pay dividends, (for example, The Code of the Commonwealth of Virginia includes the Non-Stock Corporation Act that is used to incorporate non-profit entities) and may not enrich its directors. However, like for-profit corporations, non profits may still have employees and can compensate their directors within reasonable bounds.

If you’re looking for liability insurance for a
non-profit organization, AMIS can help you.

The typical social service organization is diverse with unique exposures and varied coverage needs. Although very few insurance companies provide coverage for social service organizations and even fewer still specialize in underwriting this sector, AMIS offers coverage for non-profit organizations in most states.

We can provide great marketing materials to our agents and brokers for most of these programs. Sean Nowell, our broker in charge of most of these programs, is available to answer your questions. Call Sean at 800-843-8550 or 760-471-7116 or email him at: snowell@amiscorp.com.

Eligible Organizations

The following are examples of types of organizations that may be eligible for liability insurance through our program:

Education
  • Private Elementary Schools
  • Vocational
  • Adult Education
  • Special Education
  • Student Services and Organizations
  • Headstart Programs
Youth Programs
  • After School Programs
  • Youth Recreation Centers
  • Child and Youth Services
  • Daycare
Religious
  • Convents
  • Religious Schools
  • Churches, Synagogues
Health
  • Mental Health Treatment (excluding medical)
  • Vocational Rehabilitation
  • Programs for the Developmentally Disabled
  • Substance Abuse Programs (Post Detox)
Arts and Cultural
  • Art, Cultural and Ethnic Organizations
  • Visual Art Organizations
  • Museums, Planetariums
  • Performing Arts
  • Botanical/Horticultural
Family Service
  • Battered Victim Shelters
  • Temporary Housing
  • Rescue Missions
Housing Support & Services
  • Independent Living
  • Halfway Home/Transitional Living
  • Group Residential
Miscellaneous
  • YMCA’s and YWCA’s
  • Thrift Stores
  • Humane Societies, SPCAs
  • Community Action Programs
  • Grant Making Organizations / Foundations
  • Social Clubs
  • Food Programs

Application Information - Request a Quote

For some of our coverages you can quickly request a quote using our online quick-quote forms, or you can complete the full PDF application. At the bottom of each quick quote form you can indicate the urgency of your request. If you have any questions, please call or email the person indicated in the contact area for this coverage. There is more than one kind of insurance program available in this section. Please select the insurance application that best meets your need, based on the description. If you have any questions, please call or email us as indicated in the contact area below.

NOTE: All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. THE QUOTE DOES NOT BIND COVERAGE.


General Liability E&O Application Forms

Great American Non-Profit D&O Application -PDF Form

Private Company Protection Plus Application D&O/EPLI, Liability - PDF Form

Human Services / Management Practices Application - PDF Form

Religious Organization Supplemental Insurance Application - Word   

Additional Available Coverages:

Business Personal Property Application Form - PDF Form

Inland Marine Coverage - Contact our office for application.   Email Us


Applications with Quick Quotes:

 

Commercial Auto Application Form - Quick Quote or PDF

Preferred Method  
Secure Online Quick-Quote ApporPDF Application Form
Complete online for a faster response Complete and fax to our office
 

Workers’ Comp Application Form - Quick Quote


To receive a Workers’ Comp quick indication quote, please fill out our online quick quote indication form.

To fully apply for workers’ compensation insurance, please complete Acord 125 and Acord 130 (workers' compensation section), and submit them along with current value loss runs to Karen Metcalf or Sean Nowell.

Online Quick Quote FormsPDF Application Forms
You will need to provide an email address with the Online Quick Quote form. If you do not use email, please use the PDF application form instead.
  • Complete the Online Form
  • Indicate the urgency of your request at the bottom of the form.
  • Click the "Submit" button to send us your request.
To protect your privacy, please DO NOT EMAIL PDF application forms to us.
  • Complete the PDF application forms on your computer.
  • Print the applications
  • Sign the applications
  • Fax the completed form and any other materials to: (760) 471-9378 or (800) 573-8550.

Contact Us

Your AMIS representative is Sean Nowell. Please call him at
(800) 843-8550 or (760) 471-7116, or email us using the links below.

For all Non-Profit applications:

Contact: Sean Nowell

For Commercial Auto and Worker’s Comp applications:

Contact: Karen Metcalf

Our Experience Benefits You

AMIS President and Founder Bill West began his career in the insurance industry in 1965, and shortly thereafter he started a Private Investigation, Insurance Adjusting, and Third Party Administration business. In 1990 he assembled a professional liability package for specifically for Private Investigation companies. Since that time AMIS has formed and developed excellent working relationships with our insurance providers, and that allows us to provide stable, quality, and affordable insurance coverage to meet your specific need.

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