A non-profit organization (abbreviated "NPO", also "non-profit" or "not-for-profit") is a legally constituted organization whose primary objective is to support or to actively engage in activities of public or private interest without any commercial or monetary profit purposes. Non-Profit Organizations are active in a wide range of areas, including the environment, humanitarian aid, animal protection, education, the arts, social issues, charities, early childhood education, health care, politics, religion, research, sports or other endeavors.
In the United States, non-profit organizations are normally formed by incorporating in the state in which they expect to do business. The act of incorporating creates a legal entity enabling the organization to be treated as a corporation under law and to enter into business dealings, form contracts, and property as any other individual or for-profit corporation may do.
Non-profit organizations can have members but many do not. The non profit may also be a trust or association of members. The organization may be controlled by its members who elect a Board of Directors, Board of Governors or Board of Trustees. Non profits may have a delegate structure to allow for the representation of groups or corporations as members. Alternately, it may be a non-membership organization and the board of directors may elect its own successors.
A primary difference between a non-profit and a for-profit corporation is that a non-profit does not issue stock or pay dividends, (for example, The Code of the Commonwealth of Virginia includes the Non-Stock Corporation Act that is used to incorporate non-profit entities) and may not enrich its directors. However, like for-profit corporations, non profits may still have employees and can compensate their directors within reasonable bounds.
The typical social service organization is diverse with unique exposures and varied coverage needs. Although very few insurance companies provide coverage for social service organizations and even fewer still specialize in underwriting this sector, AMIS offers coverage for non-profit organizations in most states.
We can provide great marketing materials to our agents and brokers for most of these programs. Sean Nowell, our broker in charge of most of these programs, is available to answer your questions. Call Sean at 800-843-8550 or 760-471-7116 or email him at: email@example.com.
The following are examples of types of organizations that may be eligible for liability insurance through our program:
||Arts and Cultural
Application Information - Request a Quote
For some of our coverages you can quickly request a quote using our online quick-quote forms, or you can complete the full PDF application. At the bottom of each quick quote form you can indicate the urgency of your request. If you have any questions, please call or email the person indicated in the contact area for this coverage. There is more than one kind of insurance program available in this section. Please select the insurance application that best meets your need, based on the description. If you have any questions, please call or email us as indicated in the contact area below.
NOTE: All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. THE QUOTE DOES NOT BIND COVERAGE.
General Liability E&O Application Forms
Additional Available Coverages:
Applications with Quick Quotes:
|Secure Online Quick-Quote Application|
To receive a Workers’ Comp quick indication quote, please fill out our online quick quote indication form.
To fully apply for workers’ compensation insurance, please complete Acord 125 and Acord 130 (workers' compensation section), and submit them along with current value loss runs to Karen Metcalf or Sean Nowell.
|Online Quick Quote Forms||PDF Application Forms|
| You will need to provide an email address with the Online Quick Quote form. If you do not use email, please use the PDF application form instead.|| To protect your privacy, please DO NOT EMAIL PDF application forms to us.|
Your AMIS team is Sean Nowell, Bill West, and Karen Metcalf. Please call us at (800)843-8550 or (760)471-7116, or email us using the links below.