About Private Investigators ⁄ Detectives
Private investigators/detectives use many methods to determine the facts in a variety of matters. To carry out investigations,
they may use various types of surveillance or searches. To verify facts, such as an individual’s place of employment or income, they may make phone calls or visit a subject’s workplace. In
other cases, especially those involving missing persons and background checks, investigators often interview people to gather as much information as possible about an individual. In all cases, private investigators/detectives assist attorneys, insurance companies, businesses, and the public with legal, financial, and personal problems.
Private investigators/detectives offer many services, including corporate executive protection, pre-employment verification, and individual background profiles. They investigate computer crimes, such as identity theft, harassing e-mails, and illegal downloading of copyrighted material. They also provide assistance in civil liability and personal injury cases, insurance claims and fraud, child custody and protection cases, missing persons cases, and premarital screening. They are sometimes hired to investigate individuals to prove or disprove infidelity.
Most investigators/detectives are trained to perform physical surveillance. They may observe a site, such as the home of a subject/claimant, from an inconspicuous location or a vehicle. They continue the surveillance, often using still and video cameras, binoculars, and a cell phone, until the desired evidence is obtained. This watching and waiting often continues for a long time.
Investigators/detectives also may perform computer database searches or work with someone who does. Computers quickly allow investigators to obtain massive amounts of information on individuals’ prior arrests, convictions, and civil legal judgments, telephone numbers, motor vehicle registrations, association and club memberships, and other matters.
All of these types of activities are like walking a tightrope. One slip can have serious and lasting repercussions. We understand your business and have the experience that translates into providing liability coverage commensurate with your degree of risk.
For more information about AOE/COE procedures and reporting, click here to read our article titled: "AOE-COE Investigative Report and Investigation Procedures".
If you’re in the Private Investigation business,
AMIS can help you obtain the right insurance.
Our insurance program has been in place since 1990, and its stability is proven by the fact that we have had only two insurance companies during all that time. We have a staff of professional insurance brokers who can handle your insurance needs for General Liability, Errors and Omissions, Bonds, Property Insurance, Commercial Auto and Workers' Compensation.
We normally will issue a quotation within 24 hours. Retail brokers can submit an application for our consideration.
Our policy is designed for:
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Since we are a Surplus Lines Broker, we can also save you money because we deal directly with the insurance company on your behalf.
When you want the best - call AMIS!
Coverage (Occurrence)
- Commercial General Liability
- Liability Limits $1,000,000 each Occurrence and $2,000,000 General Aggregate
- Products/Completed Operations
- Personal Injury, Advertising Injury
- Fire Damage Legal Liability
- Employees As Additional Insured
- Independent Contractors-Other Insurance Amendment (A.I.)
- Assault and Battery
- Errors and Omissions including Limited Financial Matters
- Care, Custody and Control Exclusion Deleted with Sub-Limit of $100,000
- Property Damage Theft Extension (Excluding Employee Dishonesty) with Sub-Limit of $250,000 and Sub-Deductible of $1,000
- Premises Liability
- Medical Payments
- Lost Key Coverage with Sub-Limit of $2,500 and Sub-Deductible of $250
- Coverage for New Businesses and Established Businesses
- Coverage for any size, from One-Person Operation to National Account
Optional Coverage
- Non-Owned/Hired Auto Liability Coverage (Maximum Liability Limits $1,000,000 per Occurrence; Employees must carry $100,000 Liability Limits on Personal Auto)
- Primary Wording Endorsement
- Waiver of Subrogation Endorsement
- Excess to $2,000,000/$3,000,000; $3,000,000/$4,000,000; $4,000,000/$5,000,000; $5,000,000/$5,000,000
- Misc. Property Coverage $50,000 or $100,000 - $500 Deductable
- Workers' Compensation (except Alaska and Hawaii)
- Commercial Auto
- Property
- Inland Marine
Get our Brochure
Click on the image of the brochure to view it. You can save the brochure on your computer by clicking on the disk icon once you have opened it in the Adobe Reader.
Our Experience Benefits You
AMIS President and Founder Bill West began his career in the insurance industry in 1965, and shortly thereafter he started a Private Investigation, Insurance Adjusting and Third Party Administration business. In 1990 he put together a professional liability package for Private Investigation companies. Since that time he has worked with only two insurance companies, which has allowed him to provide a stable, quality insurance package.
We normally will issue a quotation within 24 hours. Retail brokers can submit an application for our consideration.
To receive a quotation, please:
- complete the application on your computer
- print and sign it
- fax all materials to our office at:
(760) 471-9378 or (800) 573-8550 (Toll Free)
NOTE: If you would just like a quick quote indication, you can fill out our online quick quote indication form. Let us know your timeframe at the bottom of the form, and we will get right back to you.
| For your privacy protection, DO NOT EMAIL the full application form to us. Please FAX the full application. | Please do not use the Online Form if you DO NOT have an EMAIL address, use the full application form instead. |
If you have a problem viewing the PDF form, make sure you have the Adobe
Reader - Version 7.0 or later.
Additional requirements: Along with the full application, please fax us the Terrorism Form, a signed broker agreement, a copy of your broker license, and a copy of the declaration page of your E & O Insurance policy.
NOTE: The application is not an insurance policy and does not bind any coverage. All applications must be underwritten and a quotation will be issued subject to underwriting guidelines. The quotation does not bind coverage.
QUESTIONS: |
Please call AMIS at (800) 843-8550 or 760-471-7116 |
